Click on the photos above to view a fantastic selection of our PROPERTIES, FARM HOUSES, APARTMENTS, VILLAS, TOWN HOUSES and LAND for sale in Abruzzo, Italy

The main stages of Property Purchase (Compravendità) in Italy are the initial purchase offer (Proposta d’Acquisto), the preliminary contract of sale (Compromesso), and the notarized final act of sale (Rogito Notarile).  This article explains how the process works.

1. PURCHASE OFFER (Proposta d’Acquisto)

The first step after finding your ideal house is to make a purchase offer.  Initially, this is usually done verbally.  We discuss your offer price with the seller and after a bit of negotiation, hopefully your offer will be accepted.  Then, we complete the appropriate written offer document, incorporating all your conditions relating to the sale, which we ask you to sign. If you have already returned home, it is not a problem, as this stage can be carried out by email. Once the seller has also signed the document, we ask you to pay a small deposit, usually around 5% of the purchase price, which can be paid by bank transfer.

If the seller accepts your conditions (written acceptance), the parties will be bound to complete the sale as it has been established in the proposal. The seller receives your money, and this becomes your deposit on the property.

NOTES:

  • If you pull out of the sale after your offer has been accepted, you will lose your deposit. If the seller pulls out of the sale, he must refund your deposit.
  • When you make your offer to the seller, you must also decide on the dates by when you would like to sign the preliminary and final contracts. These dates are seen as deadlines, but you can sign anytime beforehand, as long as it is agreed by the seller.

2. PRELIMINARY CONTRACT OF SALE (Compromesso)

The compromesso is an agreement where both parties promise to conclude a future contract (notarial deed) and in which they record and expand upon all the terms of the proposed purchase.

In the compromesso the following information must be clearly stated - the identities of both parties, the features and cadastral data of the property, the cost and method of payments, and the date by which both parties agree to sign the final act (when the property officially becomes your own).

It must also be stated that the house will be sold without any outstanding debts, encumbrances or mortgages and is completely in order with town planning regulations.

A further payment (caparra) is made to the seller, usually around 20% of the total purchase price (including the deposit already paid).

NOTES:

  • By this stage, you need an Italian tax code (codice fiscale) which can be obtained from any tax office in Italy or from your Italian Embassy.  We can apply for your tax code, on your behalf. 
  • If the seller pulls out of the sale after this stage, he must refund your money and pay you the same amount again, as a penalty. 
  • The estate agency fee is due to be paid when the compromesso has been signed. The estate agent fee is usually around 3% of the purchase price + VAT.
  • It is a good idea to open an Italian bank account at this stage, in preparation for the final act.  We will help you with this. 
  • This stage can be carried out via email.

3. NOTARIAL DEED (Rogito Notarile)

The notarial deed is the FINAL ACT of the sale and is signed before a public notary (notaio) and the interested parties (seller and buyer).

Before the signing, the notary performs all the relevant checks on the property (land registry searches, legal and mortgage checks, etc.) He draws up the act which is signed in his presence and then he lodges the necessary taxes and registers the title deeds with the land registry, making the property officially yours.

If you are taking out a mortgage, you will sign a separate act for the mortgage at this time, and the notary will record your bank as your mortgage lender.

At the time of the signing, you also pay the balance on the price of the property, the notary fee and the related taxes.

NOTARY FEES

Notary fees vary, usually it is around 1.5% - 2% of the purchase price, but it is always advisable to request a quote. However, as an example, for a house costing €100,000, you can expect to pay around €1,500 - €2,000 (including VAT) to the notary. If you are taking out a mortgage, you have to sign 2 separate documents, so the cost will be around double.

TAXES

Below is a table of taxes currently payable on the purchase of a property:

 

Seller  Tax  Primary Residence  Secondary Residence 
 
Purchase from
a private seller
 
Registration Tax  2% of cadastral value * 9% of cadastral value 
Local Tax  €50   €50 
Stamp Duty  €50 €50 
 
Purchase from
a developer or
constructor (within
5 years of 
completion).
VAT  4% of purchase price
10% of purchase 
price **
Registration Tax  €200   €200  
Local Tax  €200  €200
Stamp Duty  €200 €200

 

* there is a minimum fee of €1,000 when paying the 2% tax on a primary residence. If the property is classed as a 'luxury home', the tax is 9%, not 2%.
** if the property is classed a 'luxury home', the tax is 20%, not 10%.

THE NOTARY

The notary is chosen by the buyer, however he is an impartial public official. He cannot act in the interest of one party, to the detriment of the other. Having one official, rather than 2 opposing solicitors, makes the process simpler than in other countries and also saves money. The notary ensures the validity and effectiveness of the act. He checks that the property is legally owned by the seller, that there are no outstanding debts and he carries out all the safeguards to protect the interests of both parties.  He calculates and collects the purchase taxes. His work is guaranteed, so if he makes an error, he must reimburse you for any losses that you incur.

NOTES:

  • If the contract is between 2 private individuals, the law states that the deeds must state the actual price paid for the property. However, for tax puposes, the figures can by calculated using the cadastral value (valore catastale), which is a figure decided by the land registration office and is usually a lot lower than the purchase price.
  • If the buyer is unable to read Italian, the documents must be translated into your language, or a trusted person can be given Power of Attorney (Procura) to sign on your behalf.  The fee for the translation (usually around 500 euros) is paid for by the buyer. 
  • In order to buy a property as your primary residence, to qualify for the lower tax value, you must obtain Italian residency within 18 months of signing the final act.
  • On 1/7/2009, a new law came into force requiring an energy performance certificate (ACE) to be attached to the notarial deed. It is issued by a qualified technician, and it is the seller's responsibility to organise this.

A NOTE FROM US

Buying a house in Italy may seem very complicated and bureaucratic, but it is usually straightforward and can be relatively swift. The process also has certain safety nets for the buyer, which aren’t present in the English system. We will help you at each stage and ensure that you are ready to proceed to the next step.

If you have any questions about the process, please contact us: This email address is being protected from spambots. You need JavaScript enabled to view it. 

We have nearly completed our first year of owning a property in Abruzzo after looking for almost 5 years.
During our last two years we met Tracey and Vincenzo, who introduced us to the region of Abruzzo. They showed us a variety of properties, based on the brief given to them and did care that we the buyers and the properties were closely aligned.
Having found a property that matched what we wanted, the process of buying was fairly straight forward through their services. Tracey took us through the process step by step and ensured everything was conducted in a professional manner.
Both Tracey and Vincenzo assisted us with the Italian notary and followed up after the transaction was completed dealing with all the necessary paperwork.
We are delighted with her services and her meticulous attention to detail.

We cannot thank Tracey and Vincenzo enough for all the fabulous help and support they have given us throughout the process of finding a new home in Abruzzo, Italy. Their honesty, openness and friendly professionalism was everything we needed to feel confident at what was a daunting time. I would highly recommend both Tracey and Vincenzo to anyone looking to buy or sell in Abruzzo. True Gems that deserve every success. THANK YOU.

After searching for 3.5 years and meetings with many brokers, we can safely say to have some experience. The meeting with Tracey and Vincenzo felt right from the first moment. The combination of Italian (Vincenzo) and English / Italian (Tracey) works very well. They have an extensive network, convenient from the first moment to the after sales care. The casual and friendly way of doing business is nice. The contacts are fast. Questions by email are quickly picked up and answered. They have the necessary knowledge and can inform you about all the things needed for the purchase and / or establishment in Abruzzo. If you are looking for a broker that works reliably and fast, you've come to the right place.

Tracey has made the selling of our Abruzzese property painless. She has coped with all the bureaucracy for us, and made a potentially very stressful time, into a positive experience. If only all house buying was that simple; much more certain and secure than in the UK. Many thanks.

We entered into the Italian property market on a bit of a whim and with little knowledge. Tracey immediately impressed us by the responsive way she answered our initial queries and provided us with really helpful advice on geographical areas to consider. We booked a couple of long weekends in Abruzzo and Tracey could not do enough for us in organising viewings and ferrying us from house to house. Tracey was accompanied by Vincenzo who originates from Abruzzo and together they make an impressive and knowledgeable Anglo-Italian partnership. They were always realistic about the merits and weaknesses of each property and we never felt under any pressure from either of them at any time. They clearly just wanted to find the right property for us and approached this with great integrity and dedication. We learned a lot about Abruzzo from them and did eventually find a wonderful property, completing the sale in May 2016. Tracey held our hand throughout the process, arranging the survey and the notary and responding immediately to any issues whenever they arose. This high quality attentive service did not stop once we had taken possession of the property and Tracey continued to help out with organising energy supplies and fuel bills.

We would now regard Vincenzo and Tracey as our first Abruzzo friends. We often had meals together during our house hunting and we now take every opportunity to catch up with them when we return to the holiday home they found for us. We feel very lucky we stumbled on Abruzzo Reality!

“Tracey, who works with a reliable Abruzzo estate agent through whom we purchased our property, was so incredibly helpful in guiding us through the bureacracy of Italian property purchase: in her safe hands, we didn't encounter any problems, and it all seemed straightforward. And now she is providing an excellent property management service: totally flexible, reliable, and not expensive: it just takes away all those little worries that you inevitably have when you're not actually there. It is so useful when someone knows a trustworthy builder, plumber or carpenter. We consider ourselves so fortunate.

We find few people in the UK have even heard of Abruzzo, let alone know where it is in Italy! It is simply glorious, it is "real" Italy, still (thank goodness) undeveloped, un-touristy and cheap. If you have children, like us, they are loved and spoiled. Go to Abruzzo, and see for yourselves! Tracey will give you the warmest welcome.”

After deciding for ourselves that the region Abruzzo was for us the place in Italy to look for a vacation home, we came in contact with Tracey. Right from the start the contact was good and comfortable.  We never felt there was a main focus on the business side, or that we were being pushed in a direction we did not want to go.  Instead we always felt that it was up to us what kind of properties we wanted to view.  That Tracey had understood what our wishes were regarding the property and the location, became very clear when we were asked if we wanted to view a "mystery" property and fell for it right away.  It forfilled all the wishes we had for a property in Italy!

During the entire process, from start to end, we have always felt that Tracey was there to support us.  It was a very good feeling to know that a person with good knowledge of the Italian way of doing business was there to support us by doing the necessary paperwork or translation work.  Based on our own experience , we highly recommend working with Tracey Nicholas.

We are now the happy owners of a beautiful house in Abruzzo.

We came to Abruzzo for the first time, knowing that we love Italy and having talked to Tracey once, we soon realized that she understood our brief better than we perhaps did ourselves.

We not only enjoyed her professional service, both during the search and all the following admin work, but also the friendly manner in which it was delivered.

We would have no reservations in recommending Abruzzo Reality to anyone that would like to buy a property in Abruzzo.

We do not know where we would be if it weren't for the assistance provided by Tracey. She made every step of the buying process effortless as well as assistance above and beyond the actual purchase. Everything was explained in detail and their knowledge of the area, details and contacts were invaluable. She is an asset to the continued management of our property and have no hesitation in recommending her to anyone contemplating buying or selling property in Abruzzo.

We are 2 Danish families who recently has bought a house in Abruzzo. We have been very satisfied with Tracey and Abruzzoreality from the first day.  All our emails were answered in a quick and positive way and all our questions has been replied professionally and accommodating.  All our arrangements has been observed and we consider Tracey and her company very reliable.  No task is too big and none too small. Tracey is at the moment helping us buying furniture in Ikea and has bought 4 padlocks and made sure, that our house was securely locked.

Buying property in a foreign country can be intimidating without a trusted guide. Tracey is that person. We have worked with her since 2010. She helped us buy our first home in Abruzzo, and when it became to small, sold it for us and helped us buy a larger one. She also cares for our property and manages the necessary paperwork in our absence for very reasonable fees. She is high energy and clearly enjoys what she does, but what most impresses us is how she continually goes above and beyond what a normal estate agent would do to help with the many small things -- even those not directly property related. If you are looking to buy in Abruzzo, you can rely on Tracey to provide you honest service, good advice, and service long after the sale.

From start to finish, Tracey and the Abruzzo Reality team are there to help. With finding the correct home with in the correct budget, to offering advice as to which is a good buy and which not so much. Need work done, they have contacts to help. Need a mortgage, they have contacts that can help with that to. The service doesn't stop with the purchase of a home either. Any care, guidance, or other assistance after the home purchase, Tracey can help. Being that English is her first language, this all makes a complicated process, that much easier. I can't say enough about the level of service received by Abruzzo Reality.

We bought our house via Abruzzo Reality a couple of years ago. We contacted them via internet and went to Abruzzo to have a look at several houses that were available at that moment. Tracey organised the trip to the different houses and yes...We fell in love with one particular house. From that moment on, Tracey took care of everything for us to be able to buy the house. Even now, when bills have to be paid, when meetings have to be organised and other problems have to be solved, she takes care of it. She took care of finding a gardener, someone to take care of the pool, etc...
In other words, she's taking care of everything when we aren't there and we know we can rely on her. Keep up the good work, Tracey! Thanks for helping us!

Buying a house in Italy has been an almost life long dream for us and was one that we never expected to come true. We decided that we might be able to buy in April as a result of the very favourable exchange rate and we immediately found Abruzzo Reality and a number of houses we were interested in. I started bombarding Tracey with daily, and sometimes more frequent, e-mails to get more information about properties and about the process generally and she was fantastic. She responded promptly every time and really seemed to enter into our excitement about the project. She gave us excellent advise about some of the properties which had appeared ideal on the web but which clearly were not going to meet our ideals. We went out to Abruzzo in July and met Tracey and Vincenzo as we visited our three chosen properties. They negotiated a fantastic deal for us on our perfect property and saw us through everything that followed; Tracey could not have been more helpful or supportive. We completed our purchase as planned on November 9th after a last minute hiccup, when the notary had to cancel our appointment at short notice. Tracey provided a lot of psychological support and Vincenzo rang round virtually every notary in Abruzzo to find one who could see us that day, as our plans and those of our vendors were completely dependant on that date. Tracey is now our property manager and I have complete confidence that under her expert guidance, all will continue to run smoothly for us in Abruzzo. Our dream has totally come true and for that we owe a huge debt to Tracey and Vincenzo for their expert support and guidance in helping us to achieve that dream.

After living 8 years in Abruzzo, Italy, we felt it was time for another change in our lives and we put our house on the market. Within a year we sold it through Tracey and her colleague Vincenzo. We are very pleased with the way the sales process has gone. Tracey and Vincenzo offered help and gave advise wherever needed.
Currently, we have to make the latest changes by name at a view Italian utility companies and we are pleased to have the help of Tracey for realizing that. So we are very satisfied with the work of Tracey and Vincenzo. Thank you both!

When my wife and I decided to purchase a property in Italy we began our research of the regions of Italy and quickly came to the conclusion that Abruzzo was the region we would like to reside in. Now it was time to search properties. A quick Google search of real estate companies pointed us to Abruzzo Reality. Having found a few properties we were interested in I submitted my inquiry and received a prompt reply from Tracey. Thus began a wonderful, professional relationship that led us to a successful purchase of our house in just a few short months. The team of Tracey and Vincenzo, along with the assistance of Manolo (the jack-of-all-trades handyman) has made this a very painless journey to home ownership in another country. Tracey coordinated our process from beginning to end. We could not have accomplished this on our own. Vincenzo patiently showed us many properties and Manolo has assisted us with anything we have needed following the sale. If you are considering home ownership in Italy, you cannot go wrong with the Abruzzo Reality team to put your mind at ease and begin enjoying your new life in Italy.

We used Abbruzzo Reality for the sale of our house. Their service was very good and they were able to find a good number of people to look at the house. Once a buyer was found, all of the necessary documentation, notary appointments, handover of utilities were taken care of. I wouldn't  hesitate in recommending this company’s services.

We would like to say a huge thank you for all of your help and support in helping us buy our dream home here in Italy; you walked us through every step of the way.

The service you and Abruzzo Reality provide is first class as well as your ongoing after sales service. It is hard to believe we’ve been living here for over four years now and not being fluent in Italian, it’s still great to know you are always there whenever we need your help and support. We know we can rely on you and you always have a friendly, professional approach, so we’ve always felt secure in dealing with someone who speaks the same language. That is a really important factor, especially when buying a property abroad. We wouldn’t hesitate to recommend you to anyone.

Once again a very special thank you, Tracey, we both know we couldn’t have done it without you!

We had been looking for a while to find a house in Abruzzo, when we made an appointment with Tracey. What a relief. Where we thought we were well prepared and made a list with houses to visit, Tracey had a much better view on what we needed and wanted. It was love on first sight with the house she suggested.

Being a foreigner in Italy, we could use all the help we could get. Tracey and her colleagues exceeded our expectations; not only did they give us tonnes of advice and information, they also helped with several practical issues. Thanks to Tracey we experienced a very smooth operation.

Besides the professionalism, Tracey excels in trustworthiness, and she transfers this feeling also to the people she works with. We appreciate her professional sight, but we appreciate her even more for the person she is.

I can advise everyone to engage with Tracey and her colleagues when you are looking for a house in Abruzzo.

Tracey made buying a property in Abruzzo a quicker and easier process than buying property in the UK. We viewed in July and moved in November. She arranged appropriate viewings and was prepared to drive us to several properties with return visits when required. We stopped occasionally for coffee and pizza and a chat about the steps necessary, to make sure everything was done legally and ensure our peace of mind. Tracey is an invaluable link between non- Italian speakers and the authorities involved in buying here. She arranged Codice Fiscale's, bank accounts, money transfers, notaio's, geometra's etc and also arranged work we wanted done at the house before we moved in. She even personally cleaned the house before we moved in and bought us the essentials of at least wine to see us through the first night after a long drive from North Wales. Most communications were via email, always prompt, truthful and courteous. After we had moved in and during that very unsure period she was available by phone or email to help and support us when dealing with utility companies, Sky TV and practically anything we asked of her. We wouldn't hesitate to recommend using the friendly and professional services of Abruzzo Reality.

My ShortList

Your shortlist is empty.

To get more information on your shortlisted properties by email, please fill in your details below.

Your name:

Your email:

  

We are looking forward to welcoming you to ABRUZZO and helping make your dream a REALITY