Click on the photos above to view a fantastic selection of our PROPERTIES, FARM HOUSES, APARTMENTS, VILLAS, TOWN HOUSES and LAND for sale in Abruzzo, Italy

The main stages of Property Purchase (Compravendità) in Italy are the initial purchase offer (Proposta d’Acquisto), the preliminary contract of sale (Compromesso), and the notarized final act of sale (Rogito Notarile).  This article explains how the process works.

1. PURCHASE OFFER (Proposta d’Acquisto)

The first step after finding your ideal house is to make a purchase offer.  Initially, this is usually done verbally.  We discuss your offer price with the seller and after a bit of negotiation, hopefully your offer will be accepted.  Then, we complete the appropriate written offer document, incorporating all your conditions relating to the sale, which we ask you to sign. If you have already returned home, it is not a problem, as this stage can be carried out by email. Once the seller has also signed the document, we ask you to pay a small deposit, usually around 5% of the purchase price, which can be paid by bank transfer.

If the seller accepts your conditions (written acceptance), the parties will be bound to complete the sale as it has been established in the proposal. The seller receives your money, and this becomes your deposit on the property.

NOTES:

  • If you pull out of the sale after your offer has been accepted, you will lose your deposit. If the seller pulls out of the sale, he must refund your deposit.
  • When you make your offer to the seller, you must also decide on the dates by when you would like to sign the preliminary and final contracts. These dates are seen as deadlines, but you can sign anytime beforehand, as long as it is agreed by the seller.

2. PRELIMINARY CONTRACT OF SALE (Compromesso)

The compromesso is an agreement where both parties promise to conclude a future contract (notarial deed) and in which they record and expand upon all the terms of the proposed purchase.

In the compromesso the following information must be clearly stated - the identities of both parties, the features and cadastral data of the property, the cost and method of payments, and the date by which both parties agree to sign the final act (when the property officially becomes your own).

It must also be stated that the house will be sold without any outstanding debts, encumbrances or mortgages and is completely in order with town planning regulations.

A further payment (caparra) is made to the seller, usually around 20% of the total purchase price (including the deposit already paid).

NOTES:

  • By this stage, you need an Italian tax code (codice fiscale) which can be obtained from any tax office in Italy or from your Italian Embassy.  We can apply for your tax code, on your behalf. 
  • If the seller pulls out of the sale after this stage, he must refund your money and pay you the same amount again, as a penalty. 
  • The estate agency fee is due to be paid when the compromesso has been signed.
  • It is a good idea to open an Italian bank account at this stage, in preparation for the final act.  We will help you with this. 
  • This stage can be carried out via email.

3. NOTARIAL DEED (Rogito Notarile)

The notarial deed is the FINAL ACT of the sale and is signed before a public notary (notaio) and the interested parties (seller and buyer).

Before the signing, the notary performs all the relevant checks on the property (land registry searches, legal and mortgage checks, etc.) He draws up the act which is signed in his presence and then he lodges the necessary taxes and registers the title deeds with the land registry, making the property officially yours.

If you are taking out a mortgage, you will sign a separate act for the mortgage at this time, and the notary will record your bank as your mortgage lender.

At the time of the signing, you also pay the balance on the price of the property, the notary fee and the related taxes.

NOTARY FEES

Notary fees vary, usually it is around 1.5% - 2% of the purchase price, but it is always advisable to request a quote. However, as an example, for a house costing €100,000, you can expect to pay around €1,500 - €2,000 (including VAT) to the notary. If you are taking out a mortgage, you have to sign 2 separate documents, so the cost will be around double.

TAXES

Below is a table of taxes currently payable on the purchase of a property:

 

Seller  Tax  Primary Residence  Secondary Residence 
 
Purchase from
a private seller
 
Registration Tax  2% of cadastral value * 9% of cadastral value 
Local Tax  €50   €50 
Stamp Duty  €50 €50 
 
Purchase from
a developer or
constructor (within
5 years of 
completion).
VAT  4% of purchase price
10% of purchase 
price **
Registration Tax  €200   €200  
Local Tax  €200  €200
Stamp Duty  €200 €200

 

* there is a minimum fee of €1,000 when paying the 2% tax on a primary residence. If the property is classed as a 'luxury home', the tax is 9%, not 2%.
** if the property is classed a 'luxury home', the tax is 20%, not 10%.

THE NOTARY

The notary is chosen by the buyer, however he is an impartial public official. He cannot act in the interest of one party, to the detriment of the other. Having one official, rather than 2 opposing solicitors, makes the process simpler than in other countries and also saves money. The notary ensures the validity and effectiveness of the act. He checks that the property is legally owned by the seller, that there are no outstanding debts and he carries out all the safeguards to protect the interests of both parties.  He calculates and collects the purchase taxes. His work is guaranteed, so if he makes an error, he must reimburse you for any losses that you incur.

NOTES:

  • If the contract is between 2 private individuals, the law states that the deeds must state the actual price paid for the property. However, for tax puposes, the figures can by calculated using the cadastral value (valore catastale), which is a figure decided by the land registration office and is usually a lot lower than the purchase price.
  • If the buyer is unable to read Italian, the documents must be translated into your language, or a trusted person can be given Power of Attorney (Procura) to sign on your behalf.  The fee for the translation (usually around 500 euros) is paid for by the buyer. 
  • In order to buy a property as your primary residence, to qualify for the lower tax value, you must obtain Italian residency within 18 months of signing the final act.
  • On 1/7/2009, a new law came into force requiring an energy performance certificate (ACE) to be attached to the notarial deed. It is issued by a qualified technician, and it is the seller's responsibility to organise this.

A NOTE FROM US

Buying a house in Italy may seem very complicated and bureaucratic, but it is usually straightforward and can be relatively swift. The process also has certain safety nets for the buyer, which aren’t present in the English system. We will help you at each stage and ensure that you are ready to proceed to the next step.

If you have any questions about the process, please contact us: This email address is being protected from spambots. You need JavaScript enabled to view it. 

Buying property in a foreign country can be intimidating without a trusted guide. Tracey is that person. We have worked with her since 2010. She helped us buy our first home in Abruzzo, and when it became to small, sold it for us and helped us buy a larger one. She also cares for our property and manages the necessary paperwork in our absence for very reasonable fees. She is high energy and clearly enjoys what she does, but what most impresses us is how she continually goes above and beyond what a normal estate agent would do to help with the many small things -- even those not directly property related. If you are looking to buy in Abruzzo, you can rely on Tracey to provide you honest service, good advice, and service long after the sale.

We would like to say a huge thank you for all of your help and support in helping us buy our dream home here in Italy; you walked us through every step of the way.

The service you and Abruzzo Reality provide is first class as well as your ongoing after sales service. It is hard to believe we’ve been living here for over four years now and not being fluent in Italian, it’s still great to know you are always there whenever we need your help and support. We know we can rely on you and you always have a friendly, professional approach, so we’ve always felt secure in dealing with someone who speaks the same language. That is a really important factor, especially when buying a property abroad. We wouldn’t hesitate to recommend you to anyone.

Once again a very special thank you, Tracey, we both know we couldn’t have done it without you!

“Tracey, who works with a reliable Abruzzo estate agent through whom we purchased our property, was so incredibly helpful in guiding us through the bureacracy of Italian property purchase: in her safe hands, we didn't encounter any problems, and it all seemed straightforward. And now she is providing an excellent property management service: totally flexible, reliable, and not expensive: it just takes away all those little worries that you inevitably have when you're not actually there. It is so useful when someone knows a trustworthy builder, plumber or carpenter. We consider ourselves so fortunate.

We find few people in the UK have even heard of Abruzzo, let alone know where it is in Italy! It is simply glorious, it is "real" Italy, still (thank goodness) undeveloped, un-touristy and cheap. If you have children, like us, they are loved and spoiled. Go to Abruzzo, and see for yourselves! Tracey will give you the warmest welcome.”

Having visited other regions in Italy with other agents I was finding it difficult to find someone who understood what I was looking for.
From the moment I began emailing Tracey I knew that I had found someone I could trust; always quick to respond, providing straight forward and practical advice.
On meeting Tracey and Vincenzo I felt that I knew them well already, and we spent a good amount of time looking at properties with Tracey and Vincenzo offering alternatives where appropriate.
I found my dream property and, with their help, the purchase went through quickly and smoothly even though I speak very little Italian (Tracey and Vincenzo deal with a very nice English speaking Notary).
Now that the purchase has gone through and I'm getting ready to move out there permenantly I will still be in touch with Tracey and Vincenzo, using their after sales services and also I hope as friends! Thank you so much.

Selling a house in Italy we had heard was always difficult and could take years. For us our sale was very smooth and very quick with Tracey and the Abruzzo Reality team. Numerous people to view within the first few weeks and all viewings handled without fuss and at our pace. A couple of offers handled very well and final sale that went through without a hitch. Great service!

I want to share the great experience I had with my agent Tracey. I’m a US resident and earlier this year I decided to make my dream of owning a home in Italy a reality. I was lucky to find Abruzzo Reality in my search.
Tracey was instrumental in refining my search and ultimate purchase in Abruzzo.
Having no idea how to purchase a property in Italy, she was able to help me through entire process. Even after the sale, Tracey helped me connect with locals to get the services I needed, from utilities to having work done.
The process couldn’t have have smoother and I highly recommend Tracey.

To move, buy a house and live in another country with all its bureaucracy, customs and language barriers is quite a daunting, if not exciting, prospect at the best of times. To do so, when you are doing it alone can be frightening to say the least.

Tracey made it more of an exciting adventure, without the down side, in a friendly and trustworthy manner. I am extremely grateful to her and her colleagues, and they are still here, helping to smooth out the edges long after I purchased the house of my dreams. I consider them as friends.

Tracey also found me a companion, a beautiful and loving dog who is always by my side :) Thanks for all Tracey.

In 2010 we (man, wife, 2 children and 2 dogs) had a very serious idea to move to Italy, permanently. With the promised work possibilities in mind we started our search for a nice place in the region ‘Abruzzo'. Due to all kinds of changes, we had to change plans from time to time. Changes in terms of budget, type of house, area within Abruzzo and last but not least we had to leave the idea to move permanently. At the end of 2016, we bought our second home near Castilenti, Abruzzo. A very nice situated house, exactly what we wanted regarding the moment in life.

Along the way, from 2010 until now, Tracey / Abruzzo Reality helped us with so much patience and empathy. We regularly visited Abruzzo and went to places and houses which on paper would fit our needs. Within a few minutes on site, Tracey could see and ‘feel’ if it would be a fit or not, and if not, we moved further in a very relaxed but professional way. A no-fit happened a lot and never was problem. Next time better, she kept on searching and helped us with tips and advice in between.

The ease of talking in English to a real estate broker who is multi lingual and is perfectly capable of translating it back and forward without lost of words or context is a very big plus. The network of Tracey is wide and diverse, good and reliable geometras, notarys and builders are part of her network and were very helpful for us, as new Italian home owners to quickly make the region ‘our own’.

We recommend Abruzzo Reality / Tracey highly when you want to find your home and way in, and around, Abruzzo.

It was my first overseas experience when I bought my holiday home in Loreto. I was very worried on how the whole process will go, having no knowledge or experience on regulations abroad. However, it went very smooth without hassles and in no time. The whole credit goes to the professional handling and advise of the Abruzzo Reality team. I sincerely recommend Abruzzo Reality and I will not hesitate to approach them again for any similar future plans.

We were looking at houses in Abruzzo for quite some time as we were quite fussy on what we wanted and it had to be within a specific budget. Apart from this, our requirements changed a lot over the period we were looking at houses. Despite this we have to say Tracey and colleagues were always there to help out, and even show us a few house we insisted on seeing when they knew quite well they were not suitable for us. The house we eventually purchased was one they brought to our attention, when they did we named it the "prison house", which shows how impressed we were, and of course how wrong! During the purchase and since (now 4 years on) Tracey has helped us (and still does) not only sort out our problems and get jobs done, but also provide great guidance and encouragement to do things ourselves.

My wife and I were dreaming about a house in Italy for years. After years of searching in Piemonte we moved our focus to Abruzzo. By luck we came in contact with Abruzzo Reality and started our search. Three holidays in a row, we flew to Pescara and toured around with Vincenzo en Tracey while they started to get to know us better and they discovered what we were looking for.  After about a year of looking, Tracey mailed us that she had the perfect house for us. She couldn’t have been more right. Now we found the house, there was the process of purchasing it. Luckily, Tracey knew the Italian formalities to be executed. We use our house as a holiday rental house during the summer. Without Tracey we could not have been able to organise this: she helps us with the laundry, the cleaning, the welcoming of the guests, and any issues that occur. It’s a comforting thought that she is so trustworthy. We are now enjoying our house and the fantastic region of Abruzzo.

Tracey has made the selling of our Abruzzese property painless. She has coped with all the bureaucracy for us, and made a potentially very stressful time, into a positive experience. If only all house buying was that simple; much more certain and secure than in the UK. Many thanks.

Tracey of 'Abruzzoreality' is quite simply a miracle worker! Let us explain.

Having had a holiday home out in the countryside near Penne for ten years, we decided that it was now time for us to 'downshift' and move to a smaller, more easily managed house in town. Tracey had superbly managed the country house for us, arranging ongoing maintenance for the house and gardens, as well as successfully organising holiday lets for the weeks when we were not 'in residence'. Tracey is a highly respected professional; her knowledge and understanding of the vagaries of the property market in Abruzzo is second to none. Knowing her to be honest; always acting with integrity and with our best interests at heart, we were keen to involve her in our plans to relocate in Abruzzo, from the outset.

Tracey designed the advertisement for the sale of our property; posted it on her Abruzzoreality website and was successful in attracting a number of potential buyers. A sale and date for the exchange of contracts was agreed within weeks, meaning we had to quickly find a town house which met our needs. Tracey arranged for us to look at suitable properties in our preferred towns of Penne and Loreto Aprutino. Tracey chose well and we fell in love with a beautiful compact house in the 'Centro Storico' in Loreto. We made an offer which was accepted and through Tracey's hard work, were able to complete the purchase to coincide with the sale of our country property. Tracey had managed to successfully ensure our move was stress-free, seamless and relatively quick to conclude.

We will of course continue to use Tracey's management services for our new holiday home in Loreto and as always, will never hesitate to recommend 'Abruzzoreality' to anyone and everyone! We have been very lucky in getting to know Tracey, who for a whole variety of reasons, has made our time in Abruzzo trouble free and hugely enjoyable. Long may she continue to do so!

After deciding for ourselves that the region Abruzzo was for us the place in Italy to look for a vacation home, we came in contact with Tracey. Right from the start the contact was good and comfortable.  We never felt there was a main focus on the business side, or that we were being pushed in a direction we did not want to go.  Instead we always felt that it was up to us what kind of properties we wanted to view.  That Tracey had understood what our wishes were regarding the property and the location, became very clear when we were asked if we wanted to view a "mystery" property and fell for it right away.  It forfilled all the wishes we had for a property in Italy!

During the entire process, from start to end, we have always felt that Tracey was there to support us.  It was a very good feeling to know that a person with good knowledge of the Italian way of doing business was there to support us by doing the necessary paperwork or translation work.  Based on our own experience , we highly recommend working with Tracey Nicholas.

While living in California, I happened to read an article on unspoiled areas in Europe. A real estate search in the Abruzzo region of Italy produced a few websites. I reviewed those sites and discovered that Abruzzo Reality provided the most comprehensive, yet balanced information on the area. The property search pages were so efficient that I easily found a couple of properties that were interesting, so I reached out to Abruzzo Reality for more detailed information, whilst clarifying that my interest was merely superficial at this point, since my search had just begun. Tracey Nicholas responded almost immediately to my queries, and informed me that it was fine to be inquisitive without any need to feel pressured to do anything. Tracey's response was pleasant to hear, given I wanted more information, but was months away from any decisions. Although very aware of real estate purchasing in the US, I was a novice in Italian real estate, which led to a myriad of questions for Tracey. Another pleasant discovery, Tracey methodically answered my questions, without a hint of presumptiveness or pressure of any sort. For the next few days, I looked around the internet for more information about the region, real estate, laws, etc., but kept returning to Abruzzo Reality website and Tracey for exacting and accurate information. Excellent!
As a buyer of real estate, I tend to do my research and proceed with great caution always testing the situation from a number of angles. I found a property that met a number of my personal attributes, so a great deal of additional information was gathered to meet my requests, including the geometra on the property, current photographs, videos, and pricing. My approach was pretty thorough and not necessarily easy for Abruzzo Reality, however all of my research requests were met with a spirit of pure openness.
As I tinkered with an offer, I considered the value of the property and my distance from Italy. In summary, I made an offer without visiting Italy. The offer was accepted, and the deal was consummated. As a testament to “trust” and Tracey, I made the purchase from California following the Italian real estate process in three payments of thousands of euros each, while not yet actually seeing the property. I made my initial trip to Abruzzo for the closing of the deal. To my pleasant surprise, the property, the deal, Abruzzo Reality, and Tracey were all as they previously appeared... accurate, authentic and honest.
My real estate experience in the US sometimes involved minor risks, but nothing like the risk of this untested situation in Italy. The key to my risk taking was Tracey and the support of the Abruzzo Reality team. Without hesitation and from the perspective of purchasing numerous properties in the United States, Tracey Nicholas and Abruzzo Reality provided the finest and most honest experience of my life.

Excellent experience with Abruzzo Reality.

Buying property in other countries can be stressful and frustrating. For us it was a wonderful and smooth process thanks to Tracey and Manolo at Abruzzo Reality. They were patient with us and helped us every step of the way.
They responded to our questions promptly and never left us hanging. Not only did they get us an amazing property for a great deal but they also helped us to find trustworthy and fair tradesman to help us after closing. We would highly recommend this company if you are looking to buy in Italy. They are the kind of people that we hope to keep a friendship with even after business is complete. Thank you to the entire amazing staff.

We have moved from the USA to Montefino in the Province of Teramo, Abruzzo, Italy. By shear luck we googled Abruzzo properties and found Abruzzo Reality and Tracey! She and her colleagues were the most accommodating team that we could have asked for. Tracey speaks both fluent Italian and English so there has been no concern for a misunderstanding in translation. We incurred some daunting trials while acquiring our Elective Visas and Tracey went above and beyond the call of duty to assist us. If you are in the market for a home in Abruzzo, Abruzzo Reality is a must!

Finding a house in Italy was no easy task as we had no idea of an area to choose, let alone a town or city!  After searching for a few months and following a couple of visits, we came across Tracey and Vincenzo through another agency we were viewing with, and after a very short space of time, we switched agencies. Lo and behold, they found us the perfect place to live! Tracey listened to our criteria completely and some of the things we were asking for weren’t easy to come by in the city we chose - Penne - but after searching on our behalf, we have now taken possession of our beautiful new Italian apartment!  Tracey and Vincenzo organised all the legal work for us too, so all we needed to do was to arrive at the Notary office and sign a few documents. It was so easy and totally stress free!  We kept in contact with Abruzzo Reality the whole time - asking questions, raising silly points about Italian life and legalise, and each time Tracey was able to assure us that there would be no problems - and she was right!  We are back in the UK at the moment but heading out in September when her after sales Manager, Manolo, will be taking control of helping set up bank accounts in Italy together with going through all the documentation that is needed to set up payments for the apartment utilities.  We thoroughly recommend Abruzzo Reality - the service has been second to none - and we are hoping that the journey we travelled together to find our new home has made us firm friends for the future when we are living there.

We first fell in love with Abruzzo when visiting friends in the summer of 2017. On return from our visit we began searching for a property. We spent many hours trawling through properties and estate agents on the internet!  Abruzzo Reality came highly recommended by some close personal friends.
In April 2018 we were back in Abruzzo looking at properties with Tracey and Vincenzo. They were both very friendly and knowledgeable.
Having looked at a number of properties in Loreto Aprutino, Collecorvino and Penne, we found a perfect little house in Penne. Vincenzo and Tracey offered impartial advice which was pivotal in helping us chose our property in Penne. This included their assessment of the property value and the potential for holiday letting. Tracey and Vincenzo organised all aspects of the legal process including Codice Fiscale and the official transaction with the notary, which was very quick!
Throughout the whole process from beginning to end Tracey was able to offer advice and guidance. She dealt with all our queries no matter how trivial.
We are continuing to rely on Tracey when we require property management services.
Buying a house can be a stressful experience, even more so in a foreign country, but we can say without reservation that the whole process from beginning to end has been stress free.
Tracey, Vincenzo and Manolo are all very approachable and helpful we are very grateful for their assistance in making our dream of owning a house in Abruzzo a reality.

Our experience with Tracey Nicholas was professional and personable from the beginning of our purchase to closing. She guided us through the unfamiliar process of buying a home in Italy. She made what could of been an impossibility difficult process, understandable and comfortable. She and her staff were attentive to everything we required. It allowed my husband and I to focus on the joy and excitement of becoming owners in the fantastic Abruzzo area. I would recommend if you are purchasing in Abruzzo to use Tracey.

My ShortList

Your shortlist is empty.

To get more information on your shortlisted properties by email, please fill in your details below.

Your name:

Your email:

  

We are looking forward to welcoming you to ABRUZZO and helping make your dream a REALITY